How to earn, save, and invest time

Stoyan Korudzhiev
5 min readJan 12, 2024

A Quest to Uncover Deeper Meaning and Value

In the relentless march of our daily lives, time stands as the most precious and costly resource. Each passing second holds the potential for growth, fulfillment, and purpose, yet it often slips away unnoticed in the chaos of routine and meaningless activities. Our focus turns toward the art of reclaiming, accumulating, saving, and investing the time available to us. We’ll explore a systematic approach to extracting meaning from every moment and incorporating a self-aware framework. An approach aiming to create a life filled with purpose, accomplishment, and fulfillment.

Unveiling the Priceless Essence of Time

Understanding that time is the most expensive resource is the first step towards its effective utilization. In our quest to maximize time and extract meaning from every moment, it’s essential to embrace a long-term perspective. Bill Gates once said, “Most people overestimate what they can achieve in a year and underestimate what they can achieve in ten years.”

This profound insight underscores the significance of patience, persistence, and sustained effort in our endeavors. As we navigate the intricacies of daily life, it’s tempting to focus solely on short-term goals and instant gratification. However, Gates’ wisdom encourages us to extend our time horizon, recognizing the transformative power of a decade. By adopting a mindset that values the cumulative impact of consistent actions over the years, we can unlock our full potential and achieve feats beyond our initial expectations.

Every second lost in unproductive activities is a missed opportunity for personal growth and accomplishment. Acknowledge the importance of time, and commit to making the most of each moment.

Building Your Chronological Arsenal: A Time Management Blueprint

To extract meaning from your daily life, you need a structured approach to time management. Create a schedule that prioritizes tasks based on their significance and aligns with your goals. This systematic approach will help you allocate time efficiently, ensuring that each moment contributes to your overall well-being.

To extract meaning and value from our daily lives, it’s crucial to adopt a strategic mindset. As Suzy Welch suggests in her insightful concept of 10–10–10, we must consider the impact of our choices in the short, medium, and long term. “What will be better for you to do in the next 10 hours, 10 months, or 10 years?” This question serves as a guiding principle in our quest for purposeful time management.

This strategic mindset involves not only creating a daily schedule but also aligning our short-term decisions with our broader objectives. It encourages us to make choices that contribute not only to our immediate well-being but also to our future fulfillment. As we navigate this temporal journey, the interplay between a structured time management approach and a strategic mindset becomes the foundation for a purposeful and meaningful life.

Integrating Gates’ perspective into our approach to time management reinforces the importance of setting ambitious yet realistic long-term goals. It prompts us to be patient and persistent in facing challenges, understanding that meaningful achievements often require sustained effort over an extended period.

By consistently evaluating the short-term gains, the medium-term consequences, and the long-term benefits, we can align our actions with these broader objectives.

Balancing Brain Chemistry

Dopamine, a neurotransmitter often dubbed the “feel-good” chemical, is a key player in our brain’s reward system, influencing motivation and pleasure. Delving into the realm of neurobiology, Dr. Andrew Huberman, a prominent neuroscientist, emphasizes the significance of understanding and optimizing our neurotransmitter balance for overall well-being.

Fine-tuning dopamine production goes beyond merely engaging in activities for pleasure; it’s about cultivating a mindset that aligns with your neural chemistry. Dr. Huberman’s research underscores the importance of consistent exposure to novel experiences and challenges. Incorporating new activities into your routine stimulates the release of dopamine, promoting a sense of accomplishment and satisfaction.

Identifying hobbies, tasks, or projects that genuinely interest you becomes a pivotal aspect of this approach. These activities not only provide immediate pleasure but also contribute to a positive and rewarding environment. As Dr. Huberman suggests, exposing yourself to a variety of experiences, even small and incremental ones, can lead to profound changes in your overall well-being.

Furthermore, the deliberate integration of these meaningful activities into your daily routine serves as a proactive strategy. It transforms your environment into a breeding ground for positive emotions, creating a reinforcing loop that bolsters motivation and enhances the overall quality of your time.

In essence, by understanding the intricate dance of dopamine in our brains and incorporating insights from experts like Dr. Huberman, we can fine-tune our daily activities to not only maximize our time but also optimize our mental and emotional states. This approach lays the foundation for a life imbued with joy, fulfillment, and a deep sense of purpose.

Cultivating Self-Awareness for Purposeful Living

Self-awareness is key to identifying moments of meaningless inactivity. Often, we engage in activities that provide temporary comfort but contribute little to our long-term goals. Develop a self-aware framework that prompts you to assess the value of your actions regularly. This can be a mental checklist or a journal where you reflect on your daily choices, ensuring that you stay on track.

By integrating the 10–10–10 approach into our decision-making process, we gain a holistic perspective on the consequences of our actions. This framework encourages us to assess the immediate benefits, the midterm implications, and the long-term outcomes of our choices. Whether it’s allocating time to a specific task, pursuing a new endeavor, or even taking a moment of rest, the 10–10–10 method prompts us to consider the broader impact on our lives.

Mindful Evaluation of Inactive Intervals

Distinguishing between intentional rest and moments of laziness is vital for effective time management. Incorporate tools like productivity apps or a simple journal to monitor and assess your daily activities. This practice provides valuable insights into your time allocation, helping you identify patterns and make conscious choices.

By cultivating this self-awareness, you can discern when you genuinely need rest and when you may be succumbing to unproductive habits. This intentional and reflective approach transforms your relationship with time, ensuring moments of rest and productivity align with your overarching life goals.

Time is a finite resource, and our ability to extract meaning from it directly impacts our overall satisfaction and success. By fine-tuning dopamine production, incorporating a self-aware framework, monitoring moments of inactivity, and implementing the 10–10–10 strategy, let us also remember the wisdom of Bill Gates.

In doing so, we not only praise the value of time but actively contribute to its enrichment, ensuring that each passing moment adds to the richness of our existence. By balancing short-term efficiency with a tenacious focus on our long-term aspirations, we can navigate the intricate dance of time and create a life filled with purpose, achievement, and fulfillment.

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Stoyan Korudzhiev

Empowering human potential through the written word. Optimist fueled by art and curious minds.